I have 435 bucks in my checking, 1,300 bucks in my savings account and probably close to around 3,000 in my 401k. My rent is 695 without the 25 cat fee. I turn 29 this summer

🚳❗️Forgot to mention my credit is 750+.❗️. I’ve been doing 401k since last January and I do 10%. I live with my girlfriend and her son, she’s pregnant with my baby due this winter. She’s been unemployed for more than 5 months, she door dashes occasionally. My car is paid off. I work full time about 41 hours and make 15 an hour, put away 180 a week for rent.. my phone bill is 116 with sprint and my credit card bill monthly is little over a 100. What are my options investment wise or making money moves etc? I just feel lost when it comes to money to be honest and need guidance if possible